Our lobbies will close at 1 PM and the drive-thru at 3 PM on Christmas Eve, Tuesday, December 24. Branches will be closed on Wednesday, December 25, for Christmas.

Whitefish Credit Union

Whitefish Credit Union

Whitefish Credit Union


Business Loans

We're your trusted partner for growing your business.

Explore our business lending and financing options.

Low, Competitive Rates

Loans that fit your operating budget.

Flexible Terms

Financing that fits your cash-flow needs.

No Origination Fees

We do not charge origination fees on Commercial Real Estate Loans

Commercial Real Estate Loans

Property loans help your business prosper.

  • No origination fees
  • Financing for owner-occupied properties of all types 
  • Acquire land, develop existing property, or finance new construction
  • Borrow up to 80% of the value on most properties (60% to 65% loan-to-value on specialty properties) to ensure you have the funding to get the job done
  • Competitive interest rates help control your project costs
  • Choose from a variety of loan terms to fit your business's budget and cash-flow needs

Equipment Loans

Power your business equipment purchases with financing at competitive rates.

  • Low, competitive rates won't put a strain on your operating budget
  • Loans available from a few thousand dollars to a few million, with the amount tailored to your specific needs
  • Repayment terms of up to 5 years on most loans, but up to 10 years on bigger ones
  • Money available for all types of equipment and all kinds of businesses

Business Credit Card

You'll benefit from having extra buying power at your disposal.

  • Low rates mean you can spend as you need to without running up high interest charges
  • No annual fee keeps your operating costs under control
  • Get no-fee cash advances at the same low interest rates

Business Line of Credit

Short-term funding can help you over the long haul.

  • Borrow amounts above $100,000 to meet all manner of business needs
  • Competitive interest rates are lower than that of most credit cards
  • Use your loan fund repeatedly over a period of years without seeking approval each time
  • Pay interest only on the funds you use
  • Post personal or real property as collateral

Small Business Loans

Get the resources you need to keep your business running smoothly. Our low costs and flexible repayment plans are cash-flow friendly.

  • Borrow amounts from $5,000 to $15 million to support your business operations
  • Competitive pricing and structure to keep your monthly payments in check
  • Use funds for working capital needs such as supplies, inventory, accounts payable and advertising
  • Interest-only payments reduce your costs and free up money for other business priorities

Get Started Today!

Contact our commercial lending team to learn more about our custom business financing options. Our local loan officers are industry experts who take the time to understand every aspect of your business and tailor solutions for your specific needs. We’ll meet you where you’re at, whether you need a line of credit to manage daily operations or a longer-term loan to fuel future growth. Get started with a conversation, call one of our experienced loan officers today.

How can we be of service?

Daniel James

Daniel James

Commercial Loan Officer
Dave Fennessy

Dave Fennessy

Commercial Loan Officer
Greta Espenson

Greta Espenson

Commercial Loan Officer

Contact us, or let us contact you:

Mandatory fields are marked with asterisks.
(if applicable)
Between 8am and 5pm
Preferred contact method?:
Have you previously worked with a Whitefish Credit Union commercial loan officer?:

(Email is not a secure method of communication. Please do not include account/social security numbers or other sensitive information.)