Our lobbies will close at 1 PM and the drive-thru at 3 PM on Christmas Eve, Tuesday, December 24. Branches will be closed on Wednesday, December 25, for Christmas.
WHITEFISH, Mont. – July 1, 2023 – Whitefish Credit Union announced a 2.263% APY* dividend for the six-month period ending on June 30, 2023. The dividend is significantly more than the national average of the 12-month CD at 1.63% APY and savings account rates at 0.42% APY, as reported by the FDIC1. The announcement includes a dividend of 2.832% APY for IRA Shares and 0.050% APY for Checking Shares.
Dividends totaling $19.6M will be paid on June 30, 2023. Members are encouraged to view their dividends through Online Banking or their June account statement, which will be mailed the first week of July.
Whitefish Credit Union does not require a minimum balance, or a deposit term, for members to receive dividends on their share accounts. Dividends are based on the average daily balance of an active share account, and they are declared and paid semiannually on December 31 and June 30 each year.
About Whitefish Credit Union
Whitefish Credit Union is a not-for-profit financial institution and the largest credit union in Montana, with over 60,000 members and $2 billion in assets. As a member-centric financial cooperative founded in 1934, Whitefish Credit Union has been a trusted financial partner to its consumer and commercial customers for generations. The credit union offers a comprehensive suite of financial products and services, including online checking and savings accounts, home equity and mortgage-lending services, business, and equipment loans, auto and vehicle financing, and a low fixed-rate credit card. With an unwavering community focus, Whitefish Credit Union supports countless organizations throughout Northwest Montana every year. Credit union membership is open to residents in Northwest Montana.
*APY - Annual Percentage Yield. 2.263% Annual Percentage Yield (APY) paid on savings account balances effective from 1/1/2023 - 6/30/2023. Fees may reduce earnings. Dividends are subject to change. A $5 membership pledge is required to open a new savings account. Membership subject to eligibility. Visit your local branch to learn more. 1 Based on the national average rates for savings accounts according to the FDIC
*APY - Annual Percentage Yield. 2.263% Annual Percentage Yield (APY) paid on savings account balances effective from 1/1/2023 - 6/30/2023. Fees may reduce earnings. Dividends are subject to change. A $5 membership pledge is required to open a new savings account. Membership subject to eligibility. Visit your local branch to learn more.
1 Based on the national average rates for savings accounts according to the FDIC
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